Real-world collateral
Every token is backed by verified mortgage assets and reserves—not leverage, emissions, or opaque strategies.
Asset-backed yield on Solana
Real-World Yield, On-Chain
Earn predictable returns backed by secured private mortgages.
8% APY paid in USDC · 110%+ collateralization · Canadian MIC-backed mortgage lending
Explore the model
Why Choose REFI2?
Keys that set us apart from competitors.
HOW IT WORKS
A Simple Three Step Process
1
Stake REFI2
Lock your REFI2 tokens to start earning yield. No lockup periods—unstake anytime.
2
Earn Yield
Receive stable interest income from Canadian secured loans, distributed transparently on-chain.
3
Claim & Monitor
Claim your yield anytime, monitor your position, and track all metrics in real-time through the dashboard.
WHAT BACKS YOUR YIELD
From Capital To Yield
- 1.
Stake REFI2
Capital is allocated on-chain when holders stake REFI2 and receive sREFI2.
- 2.
Mortgage pool
Funds are deployed through a regulated Canadian MIC into secured private mortgages.
- 3.
Borrower payments
Yield is generated from real loan performance—interest and principal—not token emissions.
- 4.
Returns to stakers
Net cash flow is returned to the protocol and distributed to sREFI2 holders.
Canadian focus
Collateral is concentrated in Canadian real estate, with underwriting and stress standards suited to that market.
Conservative design
REFI2 is issued overcollateralized against secured assets, with on-chain visibility into supply and reserves.
Explore the model
See collateral, peg defense, and transparency in detail on the product page.
PROJECT YOUR RETURNS
Yield Calculator
Calculate Your Yield
$10,000
$0$10M
12 months (1.0 years)
1 month10 years
Projected Returns
Initial Stake
$10,000.00
Total Yield Earned
$800.00
Final Amount
$10,800.00
APY
8%
Illustrative estimates. Returns are not guaranteed.
Frequently Asked Questions
Everything you need to know about Refi2
